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We have lots of options.

Let us help find the right program for you.

The last thing you want to worry about when getting into your next Lexus are the financial details. We offer a variety of different finance and lease offers.1

Offers

What could be better than getting into a new Lexus? How about getting some of your hard earned cash back in your hands with our offers.

  • College Graduate Program

    We have a special program just for recent grads to help you get into a vehicle that will get you on to the rest of your life.

  • Military Reward Program

    You've served our country. Let us serve you.

  • Repeat Customers

    Lexus Financial Services offers special benefits to customers who have previously financed or leased a vehicle through LFS.

Finance programs

Credit needs are as unique as each person who needs it. Whether you're looking to purchase or to lease, whether you have a long credit history or brief, we'll work with you to help get you the contract that's right for you.

Buy a Lexus

Drive free from mileage limits and lease-end dates or obligations, so you can enjoy the open road. Learn more about buying a Lexus.

Preferred Option (Balloon) Finance Plan

If you live in Arkansas and Illinois, the LFS Preferred Option (Balloon) Finance Plan offers the benefits of lower monthly payments (with one large final "balloon" payment) compared to traditional retail financing, and the security of vehicle ownership.
With our preferred option financing, monthly payments are generally lower than traditional financing since you do not pay the entire principal balance over the term of the loan. You are responsible for a large lump sum (balloon) payment of the remaining balance due at end of contract term.1 Click here to view the LFS Preferred Option Finance Plan brochure.

Lease a Lexus

Enjoy driving a new Lexus every few years and a lower monthly payment with the right lease from Lexus Financial Services. With us, you always have options.

1 Pay Lease

Prepay your lease in a single payment at signing. This single payment will be less than what you would pay over the life of a conventional lease. The 1 Pay Lease Program2 is available for New and L/Certified Lexus vehicles leased through Lexus Financial Services.

Low Mileage Lease

If you won't be driving long distances, you could reduce your monthly payments with a low mileage lease. Choose from three options - 7,500 miles, 10,000 miles or 12,000 miles per year. All new Lexus vehicles are eligible and 24- to 60-month terms are available.2

Multiple Security Deposit Lease

Reduce your monthly payments by placing up to nine additional security deposits when you start your lease. The balance of any additional security deposits will be refunded to you2 at the end of of your lease.3

Ready to apply?

Find out if you're prequalified in just a few steps.

  1. Please see your Lexus dealer for actual program parameters, terms, conditions and restrictions. Preferred Option Financing available on approved credit for qualified applicants.

  2. Refunds less all remaining amounts due and owing under the lease including without limitation costs such as excess wear and use, excess mileage, or disposition fee.

  3. On approved credit. Certain restrictions may apply and not all customers will qualify. See your participating Lexus dealer for additional information.

Contact your local dealer to learn about offers in your area.

Contact Dealer