Change with the times
Unparalleled performance and the freedom of choice
You like to keep your options open. Lexus Financial Services offers flexible payment options and innovative lease programs to help keep you right where you want to be.
Still wondering whether to buy or lease?
With answers to just a few questions we can help find the right answer for you and your needs.
Most lease customers pay less cash upfront and enjoy lower monthly payments than they would with a finance contract. You can get 24-60 month lease terms on new Lexus and qualified L/Certified by Lexus vehicles. (L/Certified terms depend on vehicle age). You'll even have the option to purchase your vehicle at lease end.
You can maximize the financial benefits even further with additional options such as 1 Pay Lease, Multiple Security Deposit and Low Mileage Lease programs, as well as the Excess Wear & Use Protection Plan (not available in New York).
Additional details you should know:
- There are mileage limits calculated by dividing the number of months in the term by 12 and multiplying this amount by 15,000 (standard lease) or 12,000 (low mileage lease).1
- If there's any damage that's beyond normal wear, an excessive wear and use fee may be collected. The Excess Wear & Use Protection Plan can help you avoid these fees.
- A disposition fee will be applied at the end of your lease to help cover the costs to sell or dispose of your vehicle. We'll waive this fee for qualifying customers who lease or finance their next vehicle with LFS through a Lexus dealer.2
- You can return your vehicle at any time. However, early termination charges may apply, which can be substantial.1
Other finance programs
Prepay your lease in a single payment at lease signing. This single payment will be less than what you would pay over the life of a conventional lease. The 1 Pay Lease Program1 is available for New and L/Certified Lexus vehicles leased through Lexus Financial Services.
Receive lower monthly payments with a low mileage lease. Choose from 5,000 miles (33- to 60-month terms only), 7,500 miles, 10,000 miles or 12,000 miles. All new Lexus vehicles are eligible and 24- to 60-month terms are available.1
Reduce your monthly payments by making up to nine additional security deposits when you start your lease. The balance of any additional security deposits will be refunded to you4 at the end of your lease.1 This program is not available in New York and is not compatible with the 1 Pay Lease Program.
Looking for more?
Here's more information and tools that you may find helpful.
Apply for credit
Save time at the dealership by submitting an application for credit online in just a few steps.
Excess Wear and Use Protection Plan
Keep your mind on your life instead of worrying about how to pay for dents and dings when you turn in your vehicle.
College Graduate Program
We have a special program just for recent grads to help you get into that vehicle that will get you on to the rest of your life.
Military Reward Program
You've served our country. Let us serve you.
Lexus Financial Services offers special benefits to customers who have previously financed or leased a vehicle through LFS.
Save valuable time. Get your financing and get back to business.
We've heard them all. Here are some common questions and their answers.
You can get standard new car financing rates and lease terms on either type of vehicle.3 New vehicles may have more warranty coverage. L/Certified by Lexus vehicles may cost less than their new counterparts. Either type will offer the Lexus experience you've come to expect.
At the end of your lease, you'll have the option to purchase your vehicle, lease another vehicle, or simply return your vehicle. You'll also need to research your options, look into getting an inspection, finalize your plans and prepare to turn in your vehicle. Learn more about end of lease options.
The lease maturity date is the date when your lease agreement ends. As your lease maturity date approaches, you will need to decide whether you plan to lease a new Lexus, purchase your current vehicle, or return your leased vehicle. Learn more about end of lease options.
This information will be disclosed in your lease agreement. If mileage limits are exceeded, you may be charged additional fees at the end of your lease. See your lease agreement for details.
Offer to waive the disposition fee for qualifying customers in good standing with LFS who purchase/lease a new or certified used Toyota or a new or L/Certified Lexus within 30 days of lease return and finance/lease with TFS/LFS.
Please see your Lexus dealer for actual program parameters, terms, conditions and restrictions.
Refunds less all remaining amounts due and owing under the lease including without limitation costs such as excess wear and use, excess mileage, or disposition fee.