Lexus Credit Card Online Privacy
Lexus Financial Savings Bank Online Privacy and Security Policy
Effective as of April 15, 2005
In this Online Privacy and Security Policy, "we," "us" and "our" mean Lexus Financial Savings Bank and "you" and "your" mean the user of this Site.
Browsing Our Site
Browsing Our Site
We may request personally identifiable information to provide the Site visitors a service or correspondence such as promotions and mailed brochures. This information, such as name, home or mailing address, e-mail address, telephone number or type of request, is collected and stored and used by us or a third party service provider to fulfill your request. If you are our customer, we may also share that information with affiliates and non-affiliates as further described below.
When you submit an online application to us or you are accessing your account online, we collect the following types of personally identifiable information about you:
Our affiliates: Our affiliates are the family of companies that are related to us by common ownership or control and include several different non-financial businesses such as automobile manufacturing, automobile distributing and financial service providers such as automobiles leasing and financing, insurance, and other consumer and commercial finance and leasing companies ("Lexus Family of Companies" or "affiliates").
Nonaffiliated third parties: Nonaffiliated third parties are those not related to us by common ownership or control and include the following types of parties: financial service providers, and non-financial companies, such as service providers, automobile distributorships, automobile marketing associations and companies that perform marketing services for us. We may share the nonpublic personal information we have about you, as described above, with nonaffiliated third parties as permitted by law.
Credit applications and consumer report information: We do not disclose personally identifiable information from your credit application to any third parties, including our affiliates, except as permitted by law. We also collect information from consumer reporting agencies, but we do not disclose personally identifiable consumer report information to any third parties, including our affiliates, except as permitted by law.
Former Customers: We do not disclose any nonpublic personal information about our former customers, except as permitted by law.
If you are our customer, you may restrict our ability to share your nonpublic personal information (opt-out) with our affiliates as described above, by calling us at 866-877-4966. Your opt out right does not limit our ability to share information to follow the law, as otherwise permitted by law, or to give you the best service on your account with us.
To the extent permitted by law, we may add to, delete from, or change the terms of this Online Privacy and Security Policy by posting a revised Online Privacy and Security Policy at the Site or by sending you a written or electronic notice. Your continued use of the Site or services provided on the Site after such posting or notice will be evidence of your agreement to the changes. Accordingly, you should visit this page periodically.
You have the ability to change your online personal identification number (PIN) by calling 1-866-877-4966. You may contact us at 1-866-877-4966 regarding the accuracy, completeness and substance of the information collected about you while you are on this Site.
We restrict access to nonpublic personal information about you to those employees and other persons hired by us who need to know the information to provide products and services to you and to otherwise service your account(s) with us. We maintain physical, electronic and procedural safeguards that comply with applicable federal standards to guard your nonpublic personal information.
Information you transmit to us through and while you are logged on to your online account is protected by secure socket layer encryption (SSL). Additionally, any application for credit that you submit through the Site is protected by SSL encryption. Information submitted to us over the Internet outside of your online account is not protected. For you safety and protection, we ask that you avoid sending personal or confidential information to us over the open Internet.
When you transact at this Site, you will be asked to use your account number, the last four digits of your social security number (SSN), and either the personal identification number (PIN) or the signature panel code and zip code associated with your credit card. Do not write your PIN down or leave it in a place where it might be discovered. If you have reason to believe your PIN may have been discovered, immediately change your PIN by calling Cardmember Service at 1-866-877-4966.
For more information on COPPA (Children's Online Privacy Protection Act), you can visit the Federal Trade Commission site at www.ftc.gov
If you believe that someone has had unauthorized access to your account with access to personal information about you, please notify us immediately so we can take action to protect you. In addition, you may also contact your local law enforcement agency, and the Federal Trade Commission (FTC). To speak with an FTC telephone counselor, call toll-free 1-877-IDTheft (1-877-438-4338). Or, to enter information about you complaint to a FTC online database, sign on to www.consumer.gov/idtheft.
Links to External Sites
External Aggregation Sites
You should know: You will be unable to contest the validity of any LFSB transaction initiated by a consolidation site using access information you provide, whether or not you were aware of the specific transaction. You may revoke an aggregator's authority to access your account only by notifying us at 1-866-877-4966, in which case we may need to block your account until we issue new access codes.