Lexus Financial Services: Apply for Credit

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Apply For Credit

Applying for credit online is safe, secure and easy. You will receive a credit decision via email within one to three business days. If you are approved, the Pre-approval Certificate is good at any participating dealership. Begin by entering your ZIP code.

1. Enter Zip Code:

Your ZIP code helps us calculate the MSRP based on the combination of options most popular in your area.
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This tool assumes you qualify for the terms Lexus Financial Services (LFS) offers to dealers for their applicants with excellent credit histories. It uses a recent average contract terms on retail or lease transaction purchased by LFS with respect to qualifying applicants with excellent credit histories. Average is for contract with the number of month term selected by you. You may not qualify for these terms or to finance or lease vehicles selected based on these terms. If you qualify for credit through the dealers and LFS, your terms will be agreed upon by you and your dealer. For lease transactions, calculator assumes election of LFS standard mileage option. Under the standard mileage option, LFS' calculation of total allowable miles assumes miles driven at a rate of 15,000 per year. Election of the low mileage option assumes a rate of 10,000 per year or 12,000 per year and will decrease the monthly lease payment. Tool uses base Manufacturer's Suggested Retail Price for vehicles selected. Tool does not reflect or consider effect of any charges for options, products or services or any security deposit, acquisition fee, first monthly payment, tax, title, license, registration or other items you may purchase or other charges or amounts that maybe be owed at lease or retail contract signing and/or financed or otherwise paid in connection with the purchase or lease of the vehicle selected. Actual base price of vehicle, the prices of any options, products and services chosen by you and other amounts that may be owed in connection with the retail or lease contract will be agreed upon by you and the dealer, and will vary the range of vehicles that may fit your finance or lease budget.