Lexus Financial Services: Credit Insurance Premiums

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Guaranteed Auto Protection (GAP)* | Credit Insurance Programs

Lexus owners are savvy and prepared; they know to expect the unexpected. Credit Insurance can provide financial security in the event you become disabled or die before the retail contract or lease obligation is met.

Credit Life Insurance
The insurance company will pay the covered balance due on your retail contract or lease (up to specified limits) should death occur while you are covered during the term of insurance. Joint coverage is available (only one benefit is payable under joint life insurance).

Credit Disability Insurance
The insurance company will pay the covered monthly payments on your retail contract or lease (up to specified limits) should disability occur while you are covered during the term of insurance.

Hospitalization is not required for payment.
Coverage includes injuries that occur both at and outside of work.
Disability may be retroactive for 7, 14 or 30 days upon acceptance of your application (waiting period may vary from state to state).

Preserve Your Peace of Mind

Providing your family with the financial protection they need is easier than you think.

Credit Insurance is easy to obtain -- just request it when you are financing or leasing a vehicle. Premiums can even be added to your monthly payment.
Benefit payments are made regardless of other insurance coverage you may have.
No physical exam is required to qualify for coverage -- and coverage begins immediately upon application approval.
Having Credit Insurance protects your other financial assets in the event of financial hardship or emergency.

Lexus shares your concern for your family's future. The Credit Insurance Program is available at your participating Lexus dealer.^[1]

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^[1]Credit insurance is voluntary and may be cancelled at any time. For costs and complete details, contact your dealership.

Credit insurance is available at participating Lexus dealers in all states except Alabama, Hawaii, Mississippi and West Virginia.

Credit Disability Insurance is underwritten in the state of New York by Transamerica Financial Life Insurance Company (Home Office - Purchase, New York). In all other states, it is underwritten by Monumental Life Insurance Company (Home Office- Cedar Rapids, IA) or Transamerica Life Insurance Company (Home Office- Cedar Rapids, IA).

This is a general description of credit insurance and not a solicitation. Exclusions and limitations apply. You will receive a certificate of insurance describing the coverage.